Ohio Association of REALTORS is the trade association-of-choice for Ohio's real estate brokers and sales agents, and certified appraisers. Reach a REALTOR at R.Stratton.Alt@altrealtors.com

Ohio State Office, U.S. Department of Housing and Urban Development (HUD) has funding and affordable 'Homes for Sale'. Visit us at http://www.hud.gov/local/index.cfm?state=oh.

American Dream Downpayment Initiative (ADDI) Program

2011 Welcome Home Program

This is only a brief overview of the Welcome Home program. Complete details, limits, requirements, and guidelines are contained in Attachment H of the 2011 AHP Implementation Plan, and in the 2011 Welcome Home Guide. https://web.fhlbcin.com/Housing/Programs/WelcomeHomeProgram/Pages/WelcomeHomeProgram.aspx

Ohio Housing Finance Agency (OHFA) provides financing for the acquisition, construction and rehabilitation of single-family housing and multi-family rental projects for low- and moderate-income consumers. And check out our first-time homebuyer program at http://www.ohiohome.org.

grants for grads

Recent college graduates, including those earning postgraduate degrees, can now receive down payment and closing cost assistance and a favorable mortgage interest rate from an OHFA participating lender through the Grants for Grads Program. Eligible borrowers can use the grant to reduce the out-of-pocket expenses associated with buying a home.

If you are an income-eligible first-time homebuyer, graduated from an Ohio high school and have earned an associate, bachelor's, master's, doctorate or other postgraduate degree within the last 18 months, you can take advantage of the Grants for Grads Program.http://www.ohiohome.org/homebuyer/grantsforgrads.aspx

U.S. Department of Agriculture (USDA) Rural Development provides financing for individuals and families to purchase homes in rural areas. For 'No Downpayment Home Loans' visit us at http://www.rurdev.usda.gov/oh/housing.htm.